It’s all about your Risk Resilience…
” The definition of insanity is doing the same thing over and over again and expecting different results “
It’s time to start treating your insurance differently, take control and better protect your business.
What is Risk Resilience?
A proactive assessment of the risks your business is facing that provides an action plan and guides you on how to become more risk resilient.
60% of UK SME’s are under insured. Insurance is confusing, inconsistent and something that you only find out is wrong when you make a claim.
Unlike a traditional Insurance Broker, our innovative Risk Resilience assessments allow us to identify the core gaps in your risk exposures giving you both physical and insurance actions to undertake to make your business 100% Risk Resilient.
Why is this different to a normal broker?
Let’s start with a bit of history. Insurance was created in the 13th Century to protect cargo being transported by sea, if the cargo was lost the merchant would be compensated. As such, the marine insurers took a gamble on the safe return of the ships in return for a premium.
Whilst the world has evolved, the concept remains the same. An insurer charges a premium for a perceived risk.
Risk Resilience highlights these risks before the event and therefore makes the company more resilient against the risks within their control.
A Normal Broker will be REACTIVE to a claim. Our unique Risk Resilience process ensures you can manage the risks PROACTIVELY.
You buy insurance for those unfortunate events. More often than not the claim is where you find the problems.
How Risk Resilience works
- We conduct a face to face fact find
- Assess your digital footprint
- Calculate exposures
- Market sense check current covers
- Present findings to you
- Implement solutions
- Regular reviews
Benefits of Risk Resilience
- Minimise risks to the business
- Reduce potential downtime
- Reduce financial costs
- Insurers view you as a better risk and apply a better insurance rating
- Proactive rather than reactive
- Clarity on what is and isn’t covered
- Helps ensure full cover is in place before a claim occurs
- Avoids insurance average
We’re here to help
We’re here to help and answer any questions you may have. Get in touch today to discuss how we can help make you risk resilient and provide financial wellbeing.
The Guide to Risk Resilience During COVID-19
We’ve put together a handy guide to help give you some clarity during this uncertain time. Click the link below to access the guide as a free download and get in touch today to speak to one of our friendly advisors.