Specialist & Commercial Lending

Some lending doesn’t fall under the scope of traditional mortgages. This may include bridging loans, development loans, second charge loans, commercial loans or borrowing within pension funds. As non-standard products, these tend to come at an additional cost to residential or buy to let arrangements. Often the upfront cost will be higher, as well as an increased rate of interest. These costs are often worth paying because the opportunity for long term benefits can be greater if the loan capital is put to good use.

The most important part of planning for these types of arrangements is to be sure that you can meet the terms of the loan and to have a contingency plan in place, based on the terms of your arrangement, if unforeseen circumstances prevent you from doing so.

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The Guide to Risk Resilience During COVID-19

We’ve put together a handy guide to help give you some clarity during this uncertain time. Click the link below to access the guide as a free download and get in touch today to speak to one of our friendly advisors.