Equity Release

Equity release is a type of mortgage that is only repaid once you die or enter long term care. An equity release provider will advance you a sum of money, calculated based on your age and the value of your home, to help you to supplement your retirement. Interest is added to the value of the loan so you do not have to make any regular payments.

Typically, there will be a guarantee that the value of the loan can never exceed the value of the property, meaning that debt will not be passed down to future generations. Equity release is usually attractive to people who have a large amount of value locked up in their main residence but limited access to more liquid capital or income that they can live off.

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The Guide to Risk Resilience During COVID-19

We’ve put together a handy guide to help give you some clarity during this uncertain time. Click the link below to access the guide as a free download and get in touch today to speak to one of our friendly advisors.