Your Mortgages

The rapid increases in property values seen in the UK since the 1990s mean that mortgages have become a far more significant element of financial planning. Not only are you now likely to have bigger mortgages at the same stage of life as any previous generation, these mortgages are also likely to last longer as well.

All of this means that mortgages have an even bigger opportunity to impact our financial situation. For example, paying a rate of just 0.5% per annum extra results in additional payments of £7,924 over a 25 year period. It is therefore more important than ever that you shop around when looking to secure a mortgage. Your primary objective should be to find the lowest rate available but other factors, such as lending criteria, up front charges, ability to add costs to the loan and valuation requirements also need to be taken into account.

We’re here to help

We’re here to help and answer any questions you may have. Get in touch today to discuss how we can help make you risk resilient and provide financial wellbeing.

covid-19 pdf cover

The Guide to Risk Resilience During COVID-19

We’ve put together a handy guide to help give you some clarity during this uncertain time. Click the link below to access the guide as a free download and get in touch today to speak to one of our friendly advisors.

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